Improving my credit score
The higher your score, the more likely you are to be approved and be eligible for the best deals when applying for a mortgage or credit agreement. You can improve your score by taking the following steps:
- Check your credit file frequently with one of the three approved companies, Experian, Equifax and Call Credit
- Reduce your debts
- Register on the Electoral Roll
- Make any regular monthly payments on time and in full (setting up direct debits for minimum payments is a great way to ensure payments are not missed)
- Avoid making lots of credit applications in a short space of time